Ike Malaysia nwere dị ka fintech hubi maka mpaghara ASEAN

Malaysian Digital Economy Corporation Sdn Bhd ( "MDEC" ) kwuputara n'oge na-adịbeghị anya na Malaysia nwere ikike ịghọ ọnụọgụ dijitalụ maka ASEAN ka Malaysia nọ n'ọnọdụ iji gbasaa uto nke akụ na ụba dijitalụ na mpaghara ahụ dum. N'otu aka ahụ, Ernst & Young's ASEAN FinTech Census 2018 kpọrọ Malaysia dị ka "ebe na-apụta fintech na Asia". Ọnọdụ akụ na ụba na-arịwanye elu nke mba, nke ahaziri iji bulie mbido ma dọta ndị na-etinye ego, yana nkwado sitere na gọọmentị na ndị nchịkwa Malaysia, ga-emekwa ka usoro okike nke fintech tozuru etozu nke ga-enye aka na ikike Malaysia nwere ịbụ isi maka akụ na ụba dijitalụ nke mpaghara ASEAN.

Ọ bụ ezie na Singapore pụtara ìhè ịbụ ahịa ahịa teknụzụ tozuru etozu na mpaghara nke a pụtakwara na enwere ohere na-apụta maka ahịa pere mpe nke na-eto ngwa ngwa n'ihe gbasara ego site n'otu isi, mmụba ndị mmadụ, ịnweta ịntanetị na ama ekwentị. Dabere na Network Readiness Index ( "NRI" ), a họọrọ Malaysia na nọmba 31 n'ime mba 139 maka ịdị njikere ha ịgafe na akụ na ụba na ọha mmadụ nwere mmekọrịta. Ọ bụ ezie na a họọrọ Singapore na nọmba 1, ndị ọzọ nke mba ASEAN dị obere na NRI (yana ogo dị n'etiti 60 na 80). Usoro a dị mkpa maka azụmaahịa na- achọ ịbanye mba ọhụrụ dịka ọ nwere ike ịchọpụta ma mba ahụ ọ nwere ike ịkwado azụmaahịa na-adabere na ịntanetị.

Nke a, yana nkwado sitere na gọọmentị, ndị na-achịkwa na ndị egwuregwu ụlọ ọrụ, na-enye Malaysia ohere na ikike dị ka ahịa na-apụta ịchụso Singapore na ịbụ ụlọ kacha mma fintech na ASEAN.

Mepụta ụlọ ọrụ na-ahụ maka ụlọ ọrụ fintech

Ndị ọchịchị na-achịkwa usoro iwu na Malaysia guzobere usoro dị iche iche iji kwalite ụlọ ọrụ fintech, gụnyere:

• Ndi "Alliance of FinTech Community" ma obu "aFINity @ SC", bidoro site na ndi Securities Commission nke Malaysia (" SC ") na Septemba 2015. O bu isi okwu maka atumatu mmepe n'okpuru Fintech ma na-eje ozi dika uzo maka ime ka amara, na-azụlite usoro okike fintech na inye iwu na usoro doro anya iji kwalite mmemme ego ọhụrụ. Na 2019, aFINity hụrụ ntinye aka 109 metụtara ndị sonyere 91 yana ngụkọta nke ndị otu 210 debara aha.

• Otu Ego Ego Ego Ego Nyere Aka (“ FTEG ”), ka Bank Negara Malaysia ma obu Central Bank of Malaysia (“ BNM ”) guzobere na June 2016. O gunyere ndi oru obe n’etiti BNM, bu ndi n’enye aka n’ileputa ya na nkwalite ya. nke usoro iwu iji kwado nnabata nke teknụzụ na ụlọ ọrụ ọrụ ego na Malaysia.

• Fintù Fintech Association nke Malaysia (" FAOM "), guzobere site na obodo fintech na Malaysia na November 2016. Ọ na-achọ ịbụ isi na-enyere aka na usoro ikpo okwu nke mba iji kwado Malaysia ka ọ bụrụ isi ihe na-eduga na mmepe fintech na itinye ego na mpaghara ahụ. . Ebumnuche FAOM, n'etiti ndị ọzọ, ịbụ olu nke obodo fintech nke Malaysia na itinye aka na ndị na-egwu egwuregwu ụlọ ọrụ gụnyere ndị na-achịkwa iwu na-eme iji bulie ahụike nke teknụzụ fintech dị mma.

• N’ọnwa Nọvemba 2017, gọọmentị nke Malaysia malitere mpaghara Digital Free Trade Mpaghara (“ DFTZ ”) iji kwado ahia ahia n’enweghi oke-ala ma nyere ndi ọchụnta ego dị n’ime obodo mbupụ ngwa ahịa ha site na ibute azụmahịa e-commerce. A na-eme nke a n'ụzọ dị mfe site na mmekorita ya na Alibaba dị ka ebe e-emejupụta lọjistik na ikpo okwu e-ọrụ na ntọala Kuala Lumpur Internet City nke ga-abụ isi ihe ntanetị dijitalụ maka DFTZ.

• MDEC webatara "Malaysia Digital Hub" nke na-akwado mbido teknụzụ mpaghara site na ịnye, tinyere ihe ndị ọzọ, akụrụngwa iji nyere ha aka ịgbasa n'ụwa niile. Nke a gụnyere:

  • iguzobe "Orbit" dika uzo na-aru oru maka oru fintech iji gbaa echiche ohuru ohuru na imeputa uzo ndi na-achikota site na, site na ndi ozo, otu bootcamps nke izu-ato na ntinye aka site na BNM na SC;

  • launching “Titan”, ikpo okwu ebe mmalite nwere ikike egosiputara nwere ike ịgbasa azụmahịa ha ma rute na South East Asia na Europe site na mmemme nnweta ahịa MDEC;

  • imepụta atumatu di iche iche, dika ndi Malaysian Tech Entrepreneur Program, Global Acceleration and Innovation Network na Digital Finance Innovation Hub na, tinyere ihe ndi ozo, gbaa ndi guzobere fintech ume ka ha guzobe ahia ha na Malaysia, nye ohere maka itinye ego nke obodo na ndi ozo, gbasaa ha ahịa iru ma mee ngwangwa ọhụrụ na ọrụ ego dijitalụ; na

  • ịtọlite ụlọ ọrụ Islamic Digital Economy raara onwe ya nye na ịme ka otu ndị ọka iwu nke Shaahah nye aka iji nye aka mbido fintech mepụta ngwaahịa ha. Ime nke a nwere ike inyere ha aka ịbanye na akụ na ụba ụwa nke Alakụba nke a na-atụ anya itolite na ijeri dolla USD3 site na 2021.

• Emepụtara iwu nke BNM Interoperable Transfer Transfer Framework na Machị 2018. Iwu a bu n'uche imepụta ala ịkwụ ụgwọ anaghị akwụ ụgwọ na Malaysia, na-akwalite ọfụma, asọmpi na ụzọ nkwụghachi ụgwọ ịkwụ ụgwọ, ma kwalite asọmpi mmekorita n'etiti ụlọ akụ na ego na-abụghị ụlọ akụ (e-ego) ndị na-ewepụta ihe site n'ụzọ ziri ezi ma mepere emepe maka akụrụngwa ịkwụ ụgwọ.

• Institutionslọ ọrụ dị iche iche na ụlọ ọrụ na-ahụ maka nchịkwa dị na Malaysia, tinyere ndị ọzọ, nyere ego / akụrụngwa / ihe mgbakwunye maka mmalite mmepe ọhụụ na-eto eto:

  • SC webatara usoro nhazi usoro maka ịgbazinye ndị ọgbọ na ibe (P2P) n'okpuru ntuziaka ya na Ahịa Amara;

• Malaysia tgwọ Ventures Berhad malitere Atụmatụ ọgụgụ isi nke ihe ọgụgụ isi iji nyere ụlọ ọrụ aka iji ikike ikike ọgụgụ isi ha dị ka ihe nbinye ego mgbazinye ego;

• Ministry of Finance guzobere Cradle Fund Sdn. Bhd iji nye, n'etiti ndị ọzọ, ego na enyemaka ego yana azụmaahịa nkwado, ịnye ọzụzọ na ọrụ ọrụ ndị ọzọ bara uru bara uru na mbido teknụzụ dị elu; na

• Companieslọ ọrụ ICT nwere “Multimedia Super Corridor (MSC) Malaysia” ọnọdụ nke MDEC nyere ga-enwe ike ịnụ ụtọ ihe ruru 100% ụtụ ụtụ isi maka afọ ise, enwere ike ịgbatị ya ruo afọ ise ọzọ.

• FAOM na mkparịta ụka ya na Labuan IBFC na Labuan FSA na-eme ka azụmahịa na Malaysia na mba ofesi nwee ike iji ihe dị iche iche nke usoro iwu usoro ego nke Labuan na-elekwasị anya na mmalite fintech, SMEs, uto na ụlọ ọrụ nwere ike ịchụ ego na ego mba ọzọ.

Mmebe iwu dijitalụ na Malaysia

Gọọmentị Malaysia na ndị isi na-achịkwa usoro iwu na Malaysia guzobere ọtụtụ atụmatụ iji kwalite na ịkwado mmepe ahụike na mmepe nke Malaysian fintech na dijitalụ ihe nchịkwa usoro akụ.

Nkwado ndị ụlọ ọrụ gọọmentị na ndị na-ahụ maka ọchịchị na Malaysia ga - eme ka Malaysia nwekwuo ike ịbụ dijitalụ na fintech nke mpaghara ASEAN. Ọ ga-agbanwekwa ọnọdụ akụnụba nke Malaysia ebe ndị na-eme iwu, ndị na-achịkwa, ụlọ ọrụ fintech, ụlọ ọrụ ego, ndị na-azụ ahịa na ndị nkuzi nwere ike ịmekọrịta nke ọma iji mepụta ọdịnihu nke ụlọ ọrụ ọrụ ego nke na-abụghị naanị nchekwa, kamakwa ọkaibe ma na-adigide.

Edere Zico Iwu nke izizi edemede a na Sept. 2019. Ejighachiri ya site na iji Zico Law mepụta ya.

GỤKWUO

• Labuan, Malaysia ka emelitere na ndepụta ikike anyị na Asia
• Ndebanye aha ụlọ ọrụ Labuan