Ukuvula iAkhawunti yeBhanki yeNkampani eSingapore

Vula iakhawunti yeshishini xa sele ukulungele ukuqala ukwamkela okanye ukuchitha imali njengeshishini lakho. Iakhawunti yebhanki yeshishini ikunceda uhlale uthobela ngokomthetho kwaye ukhuselekile. Ikwabonelela ngezibonelelo kubathengi nakubasebenzi bakho. Namhlanje sinikezela ngengqondo kushishino lwebhanki laseSingapore, inkqubo ephucukileyo yendalo yeebhanki zasekhaya nakwamanye amazwe. Uya kufunda malunga neenkqubo zokuvula iakhawunti yebhanki yomdibaniso, iimfuno ezibhaliweyo, kunye noluhlu lweenkonzo zebhanki ezikhoyo.

Ukubhankisha eSingapore

Kwiminyaka yakutshanje, iSingapore ivele njengeziko eliphambili lezemali e-Asiya, ngawo onke amaziko aphambili ezemali kwilizwe jikelele. Ukuza kuthi ga ngoku, kukho i-125 yeebhanki zorhwebo ezisebenza esixekweni, apho ezintlanu zezasekhaya kwaye ezinye zangaphandle.

Phakathi kweebhanki zangaphandle ezili-120, ezingama-28 ziibhanki ezipheleleyo zangaphandle, ezingama-55 ziibhanki ezinkulu kwaye ezingama-37 ziibhanki ezingaphesheya kolwandle. Izinto ezintlanu ezibandakanyiweyo ekuhlaleni ziphantsi kwamaqela asebhanki- iBhanki yoPhuhliso yaseSingapore (i-DBS), i-United Overseas Bank (i-UOB), kunye ne-Oversea-Chinese Banking Corporation (OCBC) . Ezinye zeebhanki zamanye amazwe ezikhoyo zibandakanya i- Standard Chartered Bank, i-HSBC, iCitibank , kunye neABN AMRO.

Ibhanki ephambili yaseSingapore, iGunya lezeMali laseSingapore (MAS) , yiarhente yamatyala elawula onke amaziko ezemali aseSingapore.

Qaphela: Ukuvulwa kweakhawunti yebhanki yaseSingapore kulula kwaye ayinangxaki ngaphandle kokuba iimfuno zamaxwebhu ziyafezekiswa ngokufanelekileyo. Okulandelayo kukujonga ngokubanzi inkqubo yokuvula i-akhawunti kunye nokuthelekisa ezinye zeebhanki eziphambili. Esi sisikhokelo ngokubanzi kwaye akufuneki sithathelwe ingqalelo njengengcebiso yeengcali. Abafundi bayacetyiswa ukuba bajonge ngqo kwimigaqo-nkqubo kunye neemeko zenkonzo kwiibhanki ezifanelekileyo.

Amaxwebhu ayimfuneko ukuvula iakhawunti yebhanki yaseSingapore

Ngokubanzi, oku kulandelayo kuyafuneka ukuvula iakhawunti yebhanki yaseSingapore:

• Isisombululo esenziwe yibhodi yabalawuli yenkampani

• Ikopi yesatifikethi senkampani sokufakwa

• Ikopi yeprofayile yeshishini lenkampani

• Ikopi yememorandam yenkampani kunye namaNqaku oMbutho (MAA)

• Iikopi zokundwendwela okanye amakhadi esazisi eSwitzerland abo bonke abalawuli beenkampani

• Ubungqina beedilesi zokuhlala zabalawuli kunye nabanini beenzuzo zokugqibela zenkampani

Iikopi zamaxwebhu kufuneka zibe "ziQinisekisiwe ziyinyani" ngunobhala wenkampani okanye ngomnye wabalawuli benkampani. Ngapha koko, ibhanki echaphazelekayo inokucela amaxwebhu okuqala kunye namaxwebhu ongezelelweyo ukuze aqinisekiswe.

Ngokukodwa, ezinye iibhanki eSingapore zifuna ukuba abasayine iakhawunti kunye nabalawuli babekhona ngokwasemzimbeni ukusayina amaxwebhu asemthethweni ngexesha lokuvula iakhawunti. Ezinye iibhanki zinokwamkela amaxwebhu atyikitywe ngobuqu kwelinye lamasebe aphesheya kolwandle okanye phambi kwencwadi ebhaliweyo. Nokuba yeyiphi imeko, zonke iibhanki zaseSingapore ziyahambelana nemithetho nemithetho engqongqo kwaye ke ngoko ziya kwenza uthotho olubanzi lweetshekhi kunye nophando kubathengi abanokubanakho ngaphambi kokuvula iakhawunti entsha.

Iakhawunti yemali yaseSingapore

Inkampani inokuvula iakhawunti yedola yaseSingapore okanye iakhawunti yemali yelinye ilizwe njengoko uninzi lweebhanki kwisixeko-zikarhulumente zibonelela ngeakhawunti yemali emininzi. Uhlobo lweakhawunti lunokugqitywa ngokusekwe kubume beshishini.

Kwiinkampani zorhwebo nakwiinkampani ezinentengiselwano enkulu yaphesheya imali yangaphandle okanye iakhawunti yemali emininzi ibalulekile. Qaphela ukuba kuxhomekeke kwibhanki kunye nohlobo lweakhawunti, esona sixa sisezantsi semali siya kwahluka. Kodwa xa iyonke, ibhalansi yemfuno esezantsi kunye neerhafu zebhanki ziphezulu kakhulu kwiibhanki zamanye amazwe.

Ukufumaneka kweZibonelelo zeBhanki

ESingapore, zonke iibhanki zibonelela ngeencwadi zetsheki eSwitzerland. Kodwa kwimeko yeeakhawunti zemali yelinye ilizwe, jonga iincwadi ziyafumaneka kuphela kwiimali ezithile.

Ngokufanayo, ngokubhekisele kumakhadi e-ATM, uninzi lweebhanki zibonelela ngezixhobo ngemida yemihla ngemihla yeakhawunti yedola yaseSingapore kuphela.

Ukukhethwa kwesibonelelo sekhadi letyala kunikezelwa ikakhulu kwimeko nganye kwaye ezinye iibhanki zifuna ukuba iakhawunti kufuneka igcinwe ixesha elincinci ngaphambi kokufumana elo ziko.

Ngapha koko, indawo yokubhankisha kwi-Intanethi iyafumaneka nazo zonke iibhanki zaseSingapore, kodwa uhlobo lwentengiselwano oluvunyelweyo luyahluka kwaye abathengi bavunyelwe ukuseta umda wentengiselwano kuninzi lweebhanki ezinkulu.

Iinkonzo eziManyeneyo ezibonelelwa ziibhanki eSingapore

Phantse zonke iibhanki zaseSingapore zibonelela ngesisombululo esibanzi sebhizinisi esifana ne-inshurensi, iinkonzo ezihlawulekayo zeakhawunti, inkonzo enokufunyanwa ngeakhawunti, inkxaso-mali kurhwebo, kunye neenkonzo zokulawulwa kwempahla.

Izibonelelo zemali mboleko zikhona kodwa zixhomekeke kwimbali yezemali yenkampani, ubunjani beshishini, ukubanjwa kweSingapore kwinkampani, iprofayili yolawulo, ukubalwa kwabantu kwinkampani, kunye neprofayili yabathengi.

Unomdla wokuvula iakhawunti yebhanki yaseSingapore?

Ngokuqinisekileyo sinokukunceda. Iqela lethu linokunceda ukuququzelela ukuvulwa kweakhawunti yebhanki yecandelo lakho laseSingapore kunye / okanye iziko elibhalisiweyo elunxwemeni. Sitsalele umnxeba kule nombolo: + 65 6591 9991 okanye usithumelele i-imeyile kule dilesi [email protected].

Qhagamshelana nathi

Funda ngokugqithisileyo

• Ukuqala ishishini eSingapore
• Vula iAkhawunti yeBhanki ye-Offshore