Ilayisense Yomhlinzeki Wokukhokhwa Kwe-Malta (PSP)

Inombolo yoMhlinzeki Wenkonzo Yokukhokha (PSPs) enelayisense eMalta ibone ukukhula okukhulu eminyakeni embalwa edlule, futhi, kanye nemboni ye-i-Gaming ne-e-Commerce echumayo, isiQhingi sibe yindawo yokuzikhethela ukusetha Abahlinzeki Beseva Yokukhokha.

Ama-PSP angahlanganyela emisebenzini eyahlukahlukene efaka phakathi: ukwenziwa kokuthengiselana kokukhokha, ukukhipha kanye / noma ukuthola izinsimbi zokukhokha, kanye nokuthunyelwa kwemali.

Njengezinye izikhungo zezezimali, ama-PSP awavunyelwe ukuthola amadiphozithi noma ezinye izimali ezibuyiswayo ezivela emphakathini futhi kumele zisebenzise izimali kuphela ukuhlinzeka ngezinsizakalo zokukhokha.

Isisekelo Sezomthetho

Ama-PSP alawulwa eMalta ngaphansi koMthetho Wezikhungo Zezezimali waseMalta (“uMthetho”) oguqula i-Payment Services Directive (i- “Directive”), ikakhulukazi ngaphansi kweSheduli II yalo Mthetho. Labo banikazi bamalayisense bagunyaziwe futhi balawulwa yi-Malta Financial Services Authority (i- “MFSA”), umphathi wayo yonke imboni yezinsizakalo zezezimali.

Izinzuzo

• Ukupasipoti kwe-EU
• Isilinganiso Sentela Esebenzayo Eyi-5%
• Izinzuzo zabantu abaqeqeshiwe kakhulu
• Amandla okuvula igatsha kwamanye amazwe aseLungu aseYurophu (okuthunyelwe unyaka owodwa wokuthola amalayisense)
• Ayikho imikhawulo emisebenzini

Izidingo Eziyinhloko

Ekuhloleni isicelo sokutholakala kwelayisensi yezinkokhelo, i-MFSA yenza isivivinyo “esifanelekile nesifanele” kumfakisicelo. Ngenhloso yalolu vivinyo, abaninimasheya, abaqondisi kanye nabasebenzi abaphezulu kumele bakhombise ukuqina, ubuchule kanye nobuqotho kukho konke abakwenzayo.

Izindlela Zokusebenza

• Lokhu okulandelayo yimibandela ebekwe yi-MFSA yokusetha i-PSP eMalta:
• Ukuqedwa kwemibhalo yokufaka isicelo
• Ukubeka imali yokuqala yokufaka isicelo selayisense engu- € 3,500
• Isidingo semali engu- € 50K- € 125K ngokuya ngensizakalo enikeziwe

Ubukhona Bendawo

Ukuze umuntu athole i-PSP eMalta kumele abe khona endaweni, kufanele abe nabaqondisi abancane aba-3 okungenani oyedwa wabo abe nguMalta. Futhi umuntu kufanele abe nenani elincane labasebenzi bendawo be-2, i-MLRO yendawo kanye nesiphathimandla sokuhambisana.

Ngaphezu kwalokho, ukusetha i-PSP eMalta kumele ekugcineni kudingeke isikhala sehhovisi eMalta

Inqubo

	+		+		+		=
Ubukhona bendawo		Ukubeka imali yamalayisense		Imibhalo yohlelo lokusebenza		Imali encane; € 50,000 - € 125,000 kuya ngemisebenzi		Ilayisense

Inqubo Nesikhathi Esinqunyelwe

Isinyathelo 1

Izinyanga ezi-2: Ukulungiselela

• Kuhlanganiswa imibhalo ecelwe yiPhathimandla
• Ukuxazulula imali yesicelo
• Ukuhlangana neMFSA (Malta Financial Services Authority) kuyadingeka, sizokuhlelela ngesikhathi sakho esikahle kakhulu
• Thumela Isicelo selayisense

Isinyathelo 2

Izinyanga eziyi-3-4: Isikhathi sokucubungula

• I-MFSA ibukeza isicelo bese yenza 'iFit and Test efanele'
• “Ngokuvunywa Kwezimiso

Isinyathelo 3

Izinyanga ezi-1 - 2: Isikhathi sokuhambisana

• Ukufaka inkampani
• Ukubeka imali eyabelwe

Ukukhishwa kwelayisense nokuqala kokuvunywa kwebhizinisi ekugcineni kwalesi sigaba

Izinsizakalo ze- Offshore Company Corp ukuthola ilayisense yakho yabahlinzeki be-Payment Server eMalta yi-24,000 US $. Contac nathi ukuthola eminye imininingwane.