Can you open a bank account without proof of address?

No, you can’t open a bank account without proof of address. Normally, you will have to go through a KYC process, which requires you to provide them with your identity card and proof of address. If you are a foreigner, an overseas proof of address is needed. A physical address gives the bank a place to send debit cards, recurring bills, and other mail.

The address may not be your home or permanent address. If you're staying with a friend or relative, you can use their address; however, you might need to present some proof, such as a utility bill or cell phone bill, that was delivered to the address you gave.